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    High Street, Chatham, Kent, ME4 4DS

    Guide Price £900,000Freehold

    523
    EPC
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    Property Calculators

    Mortgage

    Estimated Monthly Mortgage Payment:
    £4,164 /mo.25 Years, 3.75% Interest
    Loan
    £810,000
    Total Repay
    £1,249,339

    Stamp Duty

    You’ll have to pay the stamp duty of:
    £35,000
    0% up to £125,000
    2% from £125,000 to £250,000
    5% from £250,000 to £900,000
    Your effective stamp duty rate is 3.89%
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    ADDRESS 

    51 London Road,
    Rainham, Kent
    ME8 7RG
    t: 01634 386 665
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    High Street, Chatham, Kent, ME4 4DS

    Guide Price £900,000

    Terraced house
    5 Bedrooms2 Bathrooms3 Receptions

    Key Information

    Tenure:Freehold
    Council tax band:C
    Broadband:up to 1800Mbps
    Mobile signal:*Based on indoor data coverage
    EEO2ThreeVodafone

    Key Features

    Nearly 5,000 sq ft of versatile freehold space in the heart of Chatham
    Current A3/A4/A5 restaurant/bar with five-bed maisonette above
    Ideal for HMO conversion or split into flats (STPP)
    Independent residential access and flexible layout
    Proven local success with neighbouring conversions
    EPC C (commercial) and EPC D (residential)
    Prime High Street location near shops and station
    Huge mixed-use or redevelopment potential
    Regeneration hotspot with strong rental demand
    Guided Price £900,000 - £950,000

    Description

    A rare High Street freehold offering nearly 5,000 sq ft across four floors — currently a restaurant with a five-bed maisonette above. Huge potential for HMO, flats, or mixed-use investment in central Chatham.

    A rare opportunity to acquire a substantial freehold building in the heart of Chatham’s High Street — offering nearly 4,900 sq ft of flexible accommodation across four floors plus basement, and enormous scope for either commercial use, mixed-use investment, or residential conversion.

    Currently arranged as a ground-floor commercial restaurant/bar (Use Class A3/A4/A5) with extensive preparation and kitchen facilities, two trading floors, and a large basement, together with a spacious five-bedroom maisonette residence above accessed independently from the High Street.

    The building’s total accommodation extends to approximately 4,896 sq ft and is configured as follows:

    Basement: 32’11 x 18’1 – ideal for storage, cellar, or ancillary kitchen prep.
    Ground Floor: Two connected commercial spaces with bar/kitchen areas (51’9 x 17’4 and 24’7 x 13’5), cloakrooms and rear access.
    Mezzanine: Secondary kitchen (15’5 x 9’11) and pantry.
    First & Second Floors: Five bedrooms, office, bathrooms and kitchen/dining space over three floors, providing a self-contained residence or potential HMO layout.
    Commercial Use
    The ground-floor premises are registered as A3/A4/A5 (Restaurants, Cafés, Drinking Establishments & Hot Food Takeaways) — currently benefitting from an EPC rating C (69) and a total floor area of 205sq m. This allows immediate occupation or re-use as a restaurant, café, or bar, subject to any licensing requirements.

    Residential Accommodation
    The upper maisonette, 92A High Street, is classified as a mid-terrace house with EPC rating D (66) and potential to improve to B (83) through insulation and renewable upgrades.
    Comprising five bedrooms and multiple living areas over three levels, it is ideal for conversion to a high-yield HMO (subject to consent) or sub-division into apartments — a route successfully adopted by several neighbouring buildings along the High Street.

    Investment & Development Potential
    Mixed-Use Income: Let the restaurant and upper floors separately for a diversified rental return.
    Residential Conversion: Scope for multiple self-contained flats (subject to planning and building regulations).
    HMO Opportunity: The existing layout and size lend themselves to a licensable multi-let configuration.
    Owner-Occupier: Run your own restaurant or coffee house with living quarters above.
    Location
    Positioned on Chatham’s busy High Street, a short walk from the Pentagon Shopping Centre and Chatham & Rochester Station (Mainline services to London Victoria and St Pancras in under 50 minutes).

    The area has seen significant regeneration with new residential schemes, student housing, and independent retail offerings — all supporting strong demand for mixed-use property.

    Energy Performance
    92 High Street (Commercial) – EPC C (69) – valid until April 2028.
    92A High Street (Residential) – EPC D (66, potential B 83) – valid until July 2034.

    A substantial freehold High Street building offering almost 5,000 sq ft of versatile space, with immediate income and huge future potential — whether as a restaurant/bar, an HMO, or conversion into flats.

    Opportunities of this scale and flexibility in central Chatham are increasingly rare.

    *Some images have been enhanced using AI for illustrative purposes to show evening ambience. The property itself has not been altered.

    Fort Pitt Grammar School
    (0.3 miles)
    Outstanding
    Number of pupils: 891
    Age Range: 11 - 18
    St John's Church of England Infant School
    (0.33 miles)
    Good
    Number of pupils: 78
    Age Range: 5 - 7
    St John Fisher Catholic Comprehensive School
    (0.41 miles)
    Good
    Number of pupils: 890
    Age Range: 11 - 18
    Trinity School and College
    (0.42 miles)
    Good
    Number of pupils: 174
    Age Range: 6 - 25
    Rochester Independent College
    (0.51 miles)
    Number of pupils: 330
    Age Range: 11 - 21
    New Road Primary School
    (0.59 miles)
    Good
    Number of pupils: 346
    Age Range: 3 - 11
    Brompton-Westbrook Primary School
    (0.6 miles)
    Good
    Number of pupils: 454
    Age Range: 3 - 11
    Blue Skies School
    (0.6 miles)
    Requires Improvement
    Number of pupils: 21
    Age Range: 11 - 25
    St Margaret's at Troy Town CofE Voluntary Controlled Primary School
    (0.67 miles)
    Good
    Number of pupils: 227
    Age Range: 3 - 11
    All Saints Church of England Primary School
    (0.73 miles)
    Good
    Number of pupils: 358
    Age Range: 2 - 11