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Luxury Waterside Living with Sunset Views – Ripplewaters

Offers Over £325,000Leasehold

221
EPC

Key Information

Tenure:Leasehold
Service charge:Not available
Ground rent:Not available
Time remaining on lease:243 years
Council tax band:Not available
Broadband:up to 1800Mbps
Mobile signal:*Based on indoor data coverage
O2ThreeVodafone

Key Features

Guide Price £325,000 - £350,000
Luxury 4th floor apartment with marina views
828 sq ft of beautifully designed living space
Vaulted west-facing balcony perfect for sunsets
23ft open-plan kitchen, dining & family room
Two double bedrooms, master with en-suite
Lift access and allocated parking space
Long lease with 243 years remaining
Moments from Dockside, cinema & restaurants
Fast trains to London from nearby Chatham Station

Description

Luxury 4th floor apartment on St Mary’s Island with vaulted marina-view balcony, 828 sq ft of stylish living, two double bedrooms, lift access, parking, and superb links to London.

With 828 square feet of beautifully presented living space, vaulted marina views, and a lifestyle that blends riverside tranquillity with total convenience, this fourth-floor apartment on St Mary’s Island offers something truly special.

Positioned in one of Medway’s most desirable waterfront communities, the apartment is set within a modern, well-maintained building with secure entry and lift access to all floors. Step into a spacious entrance hall where two fitted cupboards provide practical storage, setting the tone for the generous proportions throughout.

At the heart of the home is a stunning 23ft open-plan kitchen, dining and family room — an elegant and versatile space that invites both relaxed living and effortless entertaining. Natural light floods the room through French doors that open out onto a spacious, west-facing balcony. With a soaring vaulted ceiling and elevated views across the marina, this is an exceptional spot to enjoy afternoon sun and golden evening skies.

The master bedroom is a large double, complete with built-in wardrobe, elevated outlooks, and a stylish en-suite shower room. The second bedroom is also a double, making it ideal for guests, working from home, or sharers. A separate family bathroom is finished to a modern standard, complementing the high-spec feel of the apartment throughout.

This home comes with one allocated parking space, and the current owners have been successfully renting a second. The building was constructed with longevity in mind — the lease commenced on 1 January 2019 for 250 years, with approximately 243 years remaining.

Life on St Mary’s Island offers a peaceful escape from the bustle, without compromising on connectivity. The green, walkable setting includes riverside paths, landscaped gardens, and access to a wide range of local amenities. Dockside Shopping Outlet, with its restaurants, supermarket, cinema and gym, is just a short stroll away, while both Chatham and Rochester train stations are easily accessible — with high-speed links to London St Pancras in under 45 minutes. The area is also well-served by reputable schools, including Rochester Grammar and Holcombe Grammar, as well as the University of Greenwich and UCA campuses.

From morning coffee on the balcony to evening walks along the water, this apartment offers a rare opportunity to enjoy low-maintenance living in a location that feels both exclusive and connected. Early viewings are highly recommended.

MATERIAL INFORMATION:

LEASEHOLD

EPC: B (83)

COUNCIL TAX: D

Lease; 243 Years Remaining

Service Charge: £1,469.02 p/a

Ground Rent: £203.94 p/a

Chatham Maritime Trust Charge: £296.61 p/a

Arrange Viewing

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St Mary's Island Church of England (Aided) Primary School
(0.19 miles)
Good
Number of pupils: 578
Age Range: 3 - 11
Waterfront UTC
(0.82 miles)
Good
Number of pupils: 210
Age Range: 14 - 19
Chattenden Primary School
(1 miles)
Good
Number of pupils: 204
Age Range: 4 - 11
Wainscott Primary School
(1.03 miles)
Good
Number of pupils: 453
Age Range: 3 - 11
Burnt Oak Primary School
(1.1 miles)
Good
Number of pupils: 453
Age Range: 3 - 11
Oasis Academy Skinner Street
(1.26 miles)
Good
Number of pupils: 362
Age Range: 4 - 11
The Hundred of Hoo Academy
(1.3 miles)
Good
Number of pupils: 1583
Age Range: 4 - 19
Brompton-Westbrook Primary School
(1.33 miles)
Good
Number of pupils: 454
Age Range: 3 - 11
Rivermead School
(1.38 miles)
Good
Number of pupils: 171
Age Range: 11 - 19
Hoo St Werburgh Primary School and Marlborough Centre
(1.42 miles)
Good
Number of pupils: 531
Age Range: 2 - 11

Property Calculators

Mortgage

Estimated Monthly Mortgage Payment:
£1,626 /mo.25 Years, 4.5% Interest
Loan
£292,500
Total Repay
£487,743

Stamp Duty

You’ll have to pay the stamp duty of:
£6,250
0% up to £125,000
2% from £125,000 to £250,000
5% from £250,000 to £325,000
Your effective stamp duty rate is 1.92%
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